Memory loss, also known as amnesia, is states of unusual forget fullness. This refers to a loss of the every day sense of memory responsible for knowing facts, events, information and experiences. Loss of memory is also called “Amnesic Syndrome”. People with amnesia typically are lucid and maintain sense of self but they face severs difficulties in learning new information and forming new memories. They may not be able to recall memories of past experiences and information.
Memory involves several different functions of the brain. Most studies of the brain divide memory into two kinds, Declarative and procedural. The declarative involves strong facts and the procedural involves skills and habits.
There are at least three general types of amnesia.
1. Anterograde: This type of amnesia follows brain trauma and characterized the inability to remember new information.
2. Retrograde: This form of amnesia is opposite of anterograde amnesia, the victim can recall events that occurred after a trauma but can not remember previously familiar information.
3. Transient Global Amnesia: This type of amnesia has no consistently identifiable cause but researchers have suggested that migraines or ischemic attacks may be the trigger.

Childhood or infantile amnesia refers to person’s inability to remember specific events from childhood and infancy, typically prior to the age of four. Famed psychoanalyst sigmund freud believed that childhood amnesia was a response to sexual repression. It has been hypothesized that memories need to be stored conceptually and associated with words and meanings that people don’t attain until about the age of four. It is also possible that young child’s brain does not have sufficient development to properly store memories.
Infant and childhood stress have been linked to memory decline at an early age. A 2005 study by the UC Irvine School of Medicine suggests that associated with parental loss, abuse or neglect may contribute to the type of memory loss during middle age years.

Causes of Memory loss:
1. Alcohol abuse
2. Alzheimer’s disease
3. Brain Tumor
4. Dementia
5. Depression
6. Drug Abuse
7. Encephalitis & meningitis
8. Epilepsy
9. Human Immune deficiency Virus (HIV)
10. Parkinson’s Disease
11. Stroke
12. Lowy body disease
13. Malnutrition
14. Sleep disorders
15. Vitamin Deficiencies
16. Stress and anxiety. etc

I used Master Card of Barclays’ Bank in England in1978 for about 13 months while I was undergoing a study. But in Bangladesh ATM and Credit/Debit card was introduced in late Nineties in only one or two Banks.
The Bank issued the computerized bill on 10th day of every month mentioning the balance payable and the minimum amount due for payment on 25th day of the same month. I tried my best to make the payment within due date. However some time I deferred payment within due date and paid penalty because I used to spend about 10 to 15 days outside my station on official tour. I was also surprised when I found that I was not allowed 45 days interest free opportunity against some credit purchase. When I contacted the Credit Card Division I was requested to please go through the terms and conditions of the Credit Card. A page containing the terms and condition printed on the brochure in small font that I never tried to read it. I talked with some of my colleagues about the issue and they simply laughed. When I read it, some confusion appeared in my mind. However I personally called on the Bank Official and discussed the matter with them. I came to know that if I purchase one day before the Billing date, i.e. 9th day of the month, I can only get 15 days interest free facility(up to 25th day of the same month). I then realized that I made a fool myself for not going thoroughly into the terms and conditions and for this reason I paid penal rate of interest on many occasion. From then on I made most of the credit purchases immediately after the Billing date, i.e. 10th evening or on 11th day of the month and continued to do so and enjoyed almost 42 to 45 days interest free loan. The card enabled me to replace almost all my old necessary household commodities including Electronic and furniture’s. Most of all I felt secured, because I did not have to carry cash with risk.

Electric bill payment is one of the routine works that we need to do every month on time. Some electric supply provider company issues electric bill monthly some are providing quarterly. What ever is the billing system may be, but they are maintaining a dead line for payment. If you noticed, every year, the electric company becomes stricter in maintaining deadline of payments. If you failed to make the payment within the deadline, then you have to pay late fees. If you again failed to make payment with late fees with in the extended time, you will get a notice of right away disconnection. If you disregard the final notice or failed to pay the bill with in the extended time, right away your electricity supply will disconnected.

Paying electric bill is a boring one. Some time standing on a long cue you have to wait for hours together to pay the bill. There is always a long cue in the banks electricity bill payment counter.

Now a day, electricity becomes an important part of our life; we can not go with out it. So we do not want the unpleasant disconnection to happen. At present days credit cards are now widely used for everydays varieties routine transactions. Payment of electric bill may be one of them. By enrolling your credit cards for payment of electric bill you can avoid the hassle of going to payment center, standing on a long cue for hours together or ATM every month to make a payment of your bill. What you have to do is very simple. Check with your credit cards providers if they have setup up an agreement with the electricity supply company to do payments through credit card.

Credit cards reviews are always available. You can go through the review to know about the credit cards providers, their services and benefits given to card holders. From the review you can compare the providers and their services and you can find best one that will fit best to what you need. Remember, in present days many credit card providers give various incentives to its card holders like cash back, discounts etc for using credit card for payments, including the payments of electric bills.

By enrolling your credit cards for payment of electric bill you can avoid lot of inconvenience, hassle and wasting time, Moreover you can have some money back by paying your electric bill through credit cards.

]]> http://enayetchowdhury.info/google4685e667f1b79463.html/2009/03/23/electric-bill-payment-through-credit-card/feed/ http://enayetchowdhury.info/google4685e667f1b79463.html/2009/03/05/wipro-launches-%e2%80%98ego%e2%80%99-laptops/ http://enayetchowdhury.info/google4685e667f1b79463.html/2009/03/05/wipro-launches-%e2%80%98ego%e2%80%99-laptops/#comments Thu, 05 Mar 2009 16:11:47 +0000 admin http://enayetchowdhury.info/?p=157 The India and Middle East IT Business Wipro Infotech, of Wipro Ltd launched a premium range of laptop named ‘e.go’ at an unbelievable price starting below Rs 20,000.

Anand Sankaran, chief executive officer of Wipro Infotech, said the company is hopeful that its new range of affordable laptops would make good business especially in times of global financial crisis.

He also said that “We wanted to break the rupees 20,000 price barrier. So, this laptop is launched at sup-(rupees) 20,000 and it basically is for the consumers. It’s for home use. So, we wanted to ensure that we get it at a price point which is affordable to the consumers in times like this”.

Starting from a price of Rs. 19,999 onwards, the new range of notebooks comes in a range of vibrant colors including chrome red, ocean blue, racer yellow, autumn red and coral blue.

Ashok Tripathy, general manager and head of computing business, Wipro said, “This notebook comes with a 12 inch and 14 inch screen, 2 GB RAM, 2 mega pixel camera and windows into this system. So it’s a no-compromise product. It breaks the rupees 20,000 barrier from price point level. What we are bringing into the market is a fully functional, stylish, premium range of product for discerning users,”

Wipro said that the new laptop represents the bold Indian look and that’s the name ‘e.go’. One of the striking features of the ‘e.go’ notebooks is that they are completely environment friendly and also hold green leaf label.

The ‘e.go’ range comes in three models: 7F3800, EM471X series and BM2700 series. It also comes with 12 inch and 14 inch screens. With battery backup capacity for three hours, the laptops are fully loaded.

Ecologists categorized the causes of deforestation into two groups:
1. Greed and the relentless pursuit of economic growth and
2. population growth

In Bangladesh the major factors of deforestation are:
• Population Explosion
• Settlement and Urbanization and
• Management Practices.

Population Explosion:

The Population density of Bangladesh is 1066.30 per km [World Fact book July 2008, web site: https://www.cia.gov/library/publications/the-world-factbook/print/bg.html] which is one of the highest in the world. In 1947, the density was only 306 per km and the demand for forest produces as well land for settlement was very little. In 1971, the density increased by 67 percent. At present, the density is 1066.30 per km and compared to the 1947 baseline, the demand for forest products as well as land for settlement increased by 189 percent. So, the Population Explosion is the single mast important factor for destruction of forests. Unequal distribution of resources among the population is also contributing to the destruction of forests.

Settlement and Urbanization:

The population growth is 2.022 ( 2008 est) percent per annum. Fro that, we need land to feed, homes to live, schools to education, hospitals to provide health services, etc. Only available land in this land-hungry country is the forestland. On the other hand, industrialization is also emerging at a rapid pace and engulfing our land.

Management Practices:

In the decade of the eighties, in order to meet the huge demand of forest products, the forest Department adopted a forest management called ‘clear felling with artificial regeneration,’ which later on proved to be very detrimental to the tropical rain forest management. At that time, it was also recommended by the development partners like the World Bank. Following this system, the forest was cleared by burning all vegetation’s and replanted with only one or two commercially important species. This way the rich biodiversity of tropical rain forests was destroyed as well as this exposed the forests to erosion through the monsoon torrential rain. This opening of forests also tempted some people to encroach the forests.

My elder brother was flabbergasted. A lot of people, including his friends and family members have tried their best to get me to quit smoking, but he was hardly ever bothered.

However, after this incident, he think he will try to kick the bad habit. Finally, He quit smoking.

To those who smoke, I would like to requet you to quit as well. If you can’t, at least try not to smoke in front of children.